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Household Income, Personal Finance
Water bills Rise more than 60% in just 10 years
The current financial climate has meant that cuts have been made in all sectors. The government makes cuts on the money awarded from the treasury and households make cuts on living expenses. However what happens when basic necessities of life are becoming too expensive to afford? Water, something we all need in order to survive, [...]
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FSA a Closed Chapter – New Regulators for UK Financial Services
The Financial Services Authority has been officially replaced by the Financial Conduct Authority and Prudential Regulation Authority. The aim was of reducing the number of mis-selling cases through reduced red tape. 26,000 businesses, including building societies, banks, insurers and other financial groups will be overseen by the FCA. The FCA’s goals are to increase competition [...]
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What is an IVA?
Most people in Britain owe money to someone else in one form or another. Some take out mortgages from banks or building societies in order to buy a house, others take out credit cards or buy items which they pay later. Whichever way money is obtained, one thing is for certain, it will have to [...]
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Cyprus to be bailed out of economic collapse
A 10bn-euro bailout is being agreed on by finance ministers for Cyprus to save its banking sector from collapsing and helping it remain in the Eurozone. Cyprus’s second biggest bank, Laiki (Popular) will acquire a lot of money from people with over 100,000 euros (£85,000; $130,000) along with the bank being wound down. Although for [...]
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Bankruptcy – the downsides
You read a lot in these economically-troubled times about bankruptcy and what a good option it can be to write off your debts. There is a lot of truth in this. But obviously the implications of bankruptcy weigh quite heavily towards the downside too; it isn’t always quite the panacea it may appear to be [...]
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Is a Payday Loan Right For You?
Payday loans have become very popular in recent times, due in no short part to the rising costs of living and the bad economy. Thousands of people in the UK apply via payday lenders every single week, and experts predict that this number will only increase in the coming years. So is a payday loan [...]
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Rate swap mis-selling claims against British banks
In endeavours to boost a flagging economy in troubled economic times, the government made it a priority to encourage and fund small to medium sized businesses (SME’s). They were seen as so vital to economic recovery that banks were set lending targets for them. It has only recently emerged that, whilst offering loans to small [...]
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Getting the Right Business Phone Package
With lots of businesses still working hard to balance the books after the stormy economic waters of recent years, any unnecessary overheads are being trimmed and most companies are on the lookout for a good deal wherever they can find one. If you run a business that revolves around making sales calls, or you have [...]
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Entertaining Your Clients in Style
Anyone who runs a business will tell you that it’s pretty tough out there at the moment. It’s a client’s market and if they’re not happy with how you’re handling their business, the chances are they will simply take it elsewhere. This means that client relations and corporate entertainment have become a very important part [...]
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Family Income Benefit Cover: Some Interesting Facts
Family income benefit policies are frequently cheaper than other types of traditional life insurance policies. This policy offers loss of income protection should there be a death or critical illness. There are different types of cover available under family income benefit insurance, for example single life cover and joint life cover. Interesting facts about Family [...]
For free no obligation information and advice on reclaiming your mis sold PPI premiums, visit MisSoldPPIClaimsCo.co.uk.
Payday-Loan-Direct.co.uk can put you directly in contact with some of the UK’s leading lenders.